Privacy Policy

M. J. Carter and Company, Inc. does not sell or disclose your personal information to third parties for marketing purposes. In addition, we hold our employees to strict guidelines when collecting and/or reviewing your personal information. Below, we discuss specific issues that may be of concern to you and your family. If you have additional questions after reviewing this policy, please contact us at the addresses provided at the end of this privacy policy statement.

Information We Collect:

We collect certain information ("nonpublic personal information") about you and the members of your household ("you") from the following sources:

Information we receive from you on applications or other forms, such as your social security number, assets, income and property information
If you have recently completed an application, your name will remain in our quotation system database for at least 90 days.

Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums and payment history
If you have shown interest in obtaining a quote in the past you may receive a courtesy reminder when your current policy approaches the renewal date.

Information we receive from a consumer reporting agency or insurance support organization, such as motor vehicle records, credit report information and claims history When you have asked for a rate quotation, we may request credit information in accordance with applicable state law. Agency employees will not have access to the details of your credit information. When we request credit information, the inquiry will be reflected in your personal credit file maintained by credit reporting agencies.

Information We Disclose:

We do not disclose any nonpublic personal information about you, as our customer or former customer, except as described by this notice.


If you do not wish to receive information via E-mail, you may opt out by providing your name and, if you are a policyholder, your policy number when selecting the following E-mail link:

or write to us at the following address:

 256.760.9999 FAX: 256.767.9999